Sentinel Lifetime Loan

Helping you maintain financial independence

The love affair New Zealanders have with their home is well documented.  So imagine being able to release some of the value you've built up in your bricks and mortar, without having to move. 

If you are aged 60 or over and own your own home, the Sentinel Lifetime Loan may provide you with a cash resource that you can use for whatever would make you smile. 

Discover a new lease on life                      

With the Sentinel Lifetime Loan you can take some of the equity out of your home without having to sell, to help you maintain your financial independence in retirement. Now, your bricks and mortar could be worth their weight in gold.

The Sentinel Lifetime Loan is designed to last you the rest of your life and is usually be repaid only when you die or move into long term care, although you have the freedom to repay at any time, without penalty.  Unlike traditional loans there are no monthly repayments - in fact there is nothing to pay until you decide to sell the house or upon your death.

With the Sentinel Lifetime Loan you are in control.  You can manage your loan and access funds as and when you need them.

To receive a comprehensive brochure about the Sentinel Lifetime Loan, please call us on 0800 867 645 and we will be pleased to send one to you, or to download our brochure click here.   Below you will find our latest fact sheet and application forms for you to download.  

To view our latest Lifetime Loan Fact Sheet outlining our current interest rate and fees, please click here.

Download the Lifetime Loan Application Form here.

If you already have a Lifetime Loan with Sentinel and would like to apply for a Further Advance, download the Further Advance Application Form here